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    Natwest and Darlington Building Society are the latest lenders to upda…

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    작성자 Davida
    댓글 0건 조회 48회 작성일 22-11-15 02:26

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    Natwest and Darlington Building Society are the latest lenders to update their mortgage rates, with Natwest cutting prices by up to 0.6 per cent.
    Major lenders are starting to reduce mortgage rates, after the mini-Budget pushed them up and added hundreds of pounds to some homeowners' bills. 
    Earlier in the week , reducing the cost of borrowing.
    For existing customers Natwest has cut the price of its 25 per cent deposit, five-year fixed rate deal by 0.6 per cent, from 5.98 per cent to 5.38 per cent.
    Concerns: Rising borrowing costs have led to fears of a mortgage crisis as those on fixed term deals have to remortgage 
    The same product for borrowers with a 40 per cent deposit has also dropped by 0.6 per cent from 6.20 per cent to 5.60 per cent.
    On a £200,000 mortgage the rate reduction would save borrowers on a 25-year term £73 a month or £876 a year. 
    The bank has also dropped several of its rates on two-year fixed deals.

    For a 40 per cent deposit deal, they dropped by 0.43 per cent from 6.09 per cent to 5.66 per cent. 
    The drop means the product is now £53 cheaper a month or £636 less a year on a £200,000 mortgage taken over 25 years.
    RELATED ARTICLES Share this article Share HOW THIS IS MONEY CAN HELP Darlington Building Society also has re-entered the fixed-rate market with products for new and existing customers.
    The building society is offering a 6.09 per cent five-year fixed rate for those with 10 per cent deposits, costing £1,105 a month for a £170,000 mortgage. 
    Existing customers can get a two-year fixed rate at 6.04 per cent with a 40 per cent deposit, costing £776.09 a month on a £120,00 mortgage. 
    Chris Brown, products and marketing Director at Darlington Building Society said: 'Darlington Building Society is doubling down on its commitment to the mortgage market by reintroducing fixed rate mortgages, after remaining in the market with a range of variable rate options.
    'We know that it's a challenging time for buyers right now, and hope that bringing our fixed rate mortgages back to the market will provide reassurance, and additional choice, for those looking to buy their own home or re-mortgage to the Society.
    'In addition to this, Selot5000 all of our borrowers who apply for a mortgage continue to have their circumstances considered by a person, not a computer.'
    The average two-year fixed rate across all deposit sizes is now 6.48 per cent, down from 6.65 per cent last week, according to Moneyfacts.
    The average for a five-year fix has also fallen to 6.34 per cent from 6.43 per cent over a few days.
    Earlier in the week , and 10 per cent deposit product rates by up to 0.53 per cent.
    Slightly higher deposit products of 15 per cent and 25 per cent are set to come down by up to 0.35 per cent.
    The lender also launched a ten-year fixed term product.

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